Elimentary, in Y Combinator's Fall 2026 batch, is launching agents that handle the monthly middle and back office of private credit. The agents turn loan tapes and deal documents into structured tables, track covenants and borrowing bases, run payment waterfalls and NAV calculations, and reconcile records across banks, fund administrators, custodians, and LPs. People keep the final sign-off. The product is built for private credit funds, originators, and servicers whose facilities are custom, so the operational load grows with the book while most software still targets sourcing and deployment. The launch is aimed at the work after a deal closes. Elimentary argues that private credit assets have grown while monthly operations still run on spreadsheets and email, and that slips in that process show up as write-offs, fines, and damaged LP relationships. On launch, the company said one fund's monthly NAV verification, previously more than 20 hours across three teams, now finishes in 30 minutes. A live deployment with TresVista, announced in October 2026, is more specific. An agent reconciled a US-listed BDC quarterly filing across more than 500 checks, cutting about 20 hours of analyst and reviewer time to just under 30 minutes plus about an hour of human review, about 90 percent less manual work. The launch video also describes a manager moving from two active funds to four, covering subline draws, capital calls, and LP reporting, without adding headcount. The founders are Yogesh Gorjilla (CEO), Mannat Saini (CTO), and Manoj Sarda (COO), and the company is based in New York. Gorjilla previously worked at UBS, Goldman Sachs, and Flipkart, where he built a pay-later product to 10 million users and a $1 billion loan book. Saini previously built credit products in engineering roles at Goldman Sachs, Jefferies, and Flipkart. Sarda co-founded Skit.ai, a voice product for debt collection, and later led product at Jupiter. TresVista has signed a multi-year contract to put the agents into fund reporting and CFO-office work, with the first agents already live, and Elimentary says more than 25 agents are in production across loan tapes, borrowing base, surveillance, and reconciliation.